We are proud to be invested in multiple communities in central South Dakota! We are honored to work alongside homeowners, farmers, ranchers, auctioneers, realtors, bankers, businesses and families in Brule County, Lyman County, Jones County and Jackson County.
Title insurance is a way to protect yourself from financial loss and related legal expenses in the event there is a defect in title to your property. Title insurance differs from other types of insurance in that it focuses on risk prevention, rather than risk assumption. With title insurance, title examiners review the history of your property and seek to eliminate title issues before the purchase occurs.
Yes! Title insurance is a way to protect what is your largest investment—your home. An Owner’s Policy provides peace of mind that your title company will stand behind you if a covered title issue or defect arises after you have bought your home.
Unlike homeowner’s insurance, an Owner’s Title Policy is designed to protect you from covered title defects that existed prior to the issue date of your policy. This policy is good for as long as you own the home/property. If a valid claim is filed, your Owner’s Policy, subject to its terms and conditions, will cover financial loss up to the face amount of your policy.
A Lender’s Policy provides no coverage to the homeowner. A Lender’s Policy insures that your lender has a valid, enforceable lien on your property. Most lenders require borrowers to purchase this type of insurance policy to protect their investment. The lender’s policy terminates when the loan is satisfied.
The one-time premium that you will pay for a title insurance policy can vary, but generally is related to the value of your property. Contact us for an estimate on how much your title insurance policy may cost.
131 S. Main Street
Chamberlain, SD 57325
202 Main Street
Kennebec, SD 57544
404 Main Street
Murdo, SD 57559
615 Poplar Street
Kadoka, SD 57543
From open to close, our team provides years of experience to take care of your transaction and help ensure its seamless completion.
Our team can make your home building process simple by providing timely disbursements to contractors, as well as lien waiver collection to prevent funds being placed in the wrong hands and expediting the final title and closing processes.
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